payment options

Mother and Daughter

You only have one smile. We gladly offer multiple

ways to make caring for it more affordable.



Finding a dentist office that takes your insurance is a big win! There are many different types of insurance coverage, each with their own set of rules. It’s difficult to keep track of them all. Good news: we accept most dental insurance plans. Better news: we can help you get a healthier, happier smile whether you have insurance or not.


Smile Generation Dental Plan

No insurance? No problem. Smile Generation Dental Plan is a dental savings plan that has a pre-negotiated discount built into it. That means for a simple membership fee, you get discounts of 20% to 50% on major dental services, like dental implants, root canals, crowns or other restorative treatments. Use it as often as you need during the year to enjoy great discounts on covered treatments.


$0 dental exams and X-rays


Use it with or without insurance


Same-day dentistry - no waiting period


Piggy bank

Smile Generation Financing

Your smile is important. So are your finances. Let’s make the most of both. Smile Generation Financing is like a marketplace of options to help you get the oral healthcare treatment you need at a cost you can afford–no matter what.


Personalized recommendations based on your preferences, treatment needs and credit profile


All available options shown with a soft credit check – no impact on your credit score*


Finance as much as $25,000 for up to 60 months with 0% interest with low interest available on approved credit.


Image of an individual wearing a pink sweater, she's holding a credit card in one hand and a cellphone in the other

Got questions?


Smile Generation-trusted dentists make understanding the Mouth-Body Connection simple. Call us at 1-800-SMILEGEN to get started.

Smile Generation Financing teams up with trusted partners to offer a variety of payment options. When you visit a Smile Generation-trusted office, our team will help you find a payment option that best fits your needs. The Smile Generation Financial Credit Card is one of our trusted financing partners for all Smile Generation offices.

The application process is quick, and can be done at any Smile Generation trusted office. All available payment options will be presented instantly upon prequalification approval.

Smile Generation Dental Plan offers significant discounts on dentistry. Since it is not insurance, there are no deductible or annual maximums. Dental plan members pay an annual fee up front rather than monthly premiums like traditional dental insurance. There are also no waiting periods with dental plans so you can get the treatment you need immediately.

Yes. One of the most extraordinary things about the Smile Generation Dental Plan and private dental insurance is that it does not have to be an either/or proposition. Instead, they can work together to reduce your overall cost of dental treatment. Smile Generation Dental Plan supplements private dental insurance. Some people use the dental plan to reduce out-of-pocket costs if they need treatment while waiting for their coverage to begin. Others use it to discount cosmetic treatments, which are not covered by most dental insurance.  Some members get the most out of their dental insurance benefits by applying the discounted dental plan fee against the annual maximum amount. 

There are a couple of ways. First, call any Smile Generation-trusted office and ask. Most major insurances are accepted. You can also contact your insurance to see if your dentist is within network.