Dental Financing to Make Care More Affordable

Your oral health care is too important to put off. With Smile Generation Financing, you don’t have to.

Smile Generation Financing

  • Recommendations based on your preferences, treatment needs and credit profile.

  • All available dental financing options shown with a soft credit check – no impact to your credit score.

  • Finance up to $25,000, up to 60 months and 0% interest with low interest plans available on approved credit.

How Smile Generation Financing Works

Get Treatment Plan

Get a treatment plan from your Smile Generation-trusted office.

Enter Your Information

Use our in-office portal to enter your information.

Review Financing Options

Review your options from a variety of lending partners.

Get Your Dental Care

Get the dental care you need from a dentist you can trust.

We offer a variety of ways to help you get the care you need, like the Smile Generation Financial credit card and Scratchpay.

Additional financing options available.

Smile Generation Financial credit cardholders, click here to access your account.

The CareCredit credit card is also accepted. Click here to find out if you prequalify, with no impact to your credit bureau score.

Oral health means better health

Speak with a Smile Generation-trusted office to find a payment option that works best for you. Click here to find a trusted dentist near you!


  • What does Smile Generation Financing do?

Smile Generation Financing teams up with trusted partners to offer a variety of payment options.

  • How does it differ from the Smile Generation Financial Credit Card?

Smile Generation Financing incorporates all trusted partners. The Smile Generation Financial Credit Card issued by Comenity Bank, who is a trusted partner of all Smile Generation offices.

  • How quickly will I get approved?

The application process is quick, and can be done at any Smile Generation trusted office. All available payment options will be presented instantly upon prequalification approval.

  • Is my information secure?

Yes. Your information is secure and we do not share any of your information outside of our practice without your express consent.

  • What information will you need from me?

You will need to enter your address, household income, and social security number.

  • Does it affect my credit score?

A prequalification application does a soft credit check, which will not affect your credit score. If you proceed with any of our partners, you will authorize a full credit check when completing the full application.